Personal Loan

A personal loan is a kind of Unsecured Loan and helps you meet your current financial requirements. Unsecured Personal Loan is not required to provide any security to the bank in the form of shares or property documents. Personal Loan is provided on the basis of the employer company and credit worthiness of employees. Loan Amount is based on company category and net take-home salary.

Personal Loans are flexible with Minimal Documentation , has Fast Approval mechanism and are open for all those who have a secured/regular income, Credit History, CIBIL Score irrespective of the purpose of the application. Unsecured personal loans can be used for a wide variety of purposes , like Children’s Education, Medical Emergencies, Wedding Expenses, Home Renovation, Starting a Business or any other Financial Liabilities.

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General Information

There are various factors to consider while taking a Personal Loan in order to assure the borrower gets the best possible deal. Factors such as:

Loan Amount: 1 Lac to 40 Lacs | Rate of Interest (APR)*: 10.75% to 22.50% | Repayment Tenure: 12 Months to 60 Months | Processing Fees: 0.75% to 2.50% + GST as applicable | Prepayment/ Foreclosure: Nil (After 12 months) or 1% – 4% (Before 12 months) Illustration: 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.

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Loan Simple Process

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